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T.J. Maxx Payment Methods

A T.J. Maxx store.

This off-price department store is a place where you can find good deals on clothing, household goods, and household decorations. Like other off-price department stores, part of the appeal of T.J. Maxx is going on a treasure hunt there. You won’t know what you’ll find there before you visit and you might find some real bargains. Its store inventory may also vary depending on which location you visit and it can also vary significantly between visits.

This store also has two sister companies, HomeGoods and Marshalls, so you may see a co-branded T.J. Maxx store that’s attached to one of these stores as well. As you might expect, all three of these stores have lower prices than traditional department stores that sell similar products, but traditional department stores may stock higher-quality merchandise. Anyway, here are the payment methods you can use at T.J. Maxx.

Does T.J. Maxx Accept Major Credit Cards?

T.J. Maxx accepts American Express, Discover, Mastercard, and Visa cards. It accepts both debit cards and credit cards.

T.J. Maxx also accepts cash. It also accepts large bills including $50s and $100s as well. Like other stores its cashiers may use special pens to check that large bills are legitimate. Some stores have stopped accepting cash entirely and other stores accept cash but don’t take large bills, so this is worth mentioning.

Does T.J. Maxx Accept Mobile Payment Methods?

T.J. Maxx accepts Apple Pay, Google Pay, Samsung Pay, and other contactless payment options for in-store purchases and it has accepted these forms of payment since 2019. It doesn’t accept PayPal or Venmo for in-store purchases, although some department stores do accept these payment options in store.

T.J. Maxx also has rewards apps for the iPhone and Android phones that you can use to shop online. This store does accept PayPal for online purchases, but if you decide to return products you bought with PayPal you might receive a refund in store credit instead of cash.

Does T.J. Maxx Accept International Payment Methods?

T.J. Maxx also accepts UnionPay and JCB cards and it’s very likely that it can also accept RuPay global cards.

Does T.J. Maxx Accept EBT?

T.J. Maxx doesn’t accept EBT. Like other department stores, it sells some packaged food in addition to clothing and other products. But it stocks a very limited selection of food in comparison with a grocery store so it may not satisfy the program requirements to accept this form of payment.

Does T.J. Maxx Accept Buy Now, Pay Later?

You can use the BNPL apps Zip, Sezzle, and Afterpay to shop online at T.J. Maxx and you can use Afterpay for in-store payments there as well. Since it accepts PayPal for online orders, it’s likely that you can use PayPal credit to shop online there as well. It doesn’t accept Klarna or Affirm, though.

Does T.J. Maxx Have Its Own Payment Methods?

T.J. Maxx sells branded gift cards and it also has its own rewards credit card. This credit card is issued by its partner Synchrony Bank, which also provides branded credit cards for many other stores.

What’s Another Useful Fact About T.J. Maxx?

There’s also a British version of this store called T.K. Maxx.

What Are Alternatives to T.J. Maxx That Accept Apple Pay?

Ross is another well-known discount department store and shopping there is like going on a treasure hunt as well.

Burlington is a discount department store that sells clothing and other products. It was originally called Burlington Coat Factory.

dd’s DISCOUNTS is a deep discount store that sells clothing as well as some household goods and toys.

Old Navy is another discount department store where you can buy fashionable clothes for low prices.

Kohl’s is a traditional department store that sells clothing and other merchandise. Sometimes it holds clearance sales where you can get large discounts on its products.

Buffalo Exchange is a vintage store that sells previously owned clothing as well as new clothing.

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