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Petco Payment Methods

The front of a Petco store.

If you’ve got a hungry pet to feed, you might want to visit Petco. This store sells packaged food, canned food, and other products for dogs and cats as well as other animals. It also sells medication, toys, and other pet care products. Here’s how you can pay for your purchase at Petco.

Payment Acceptance Policies at Petco

Petco

Cash

Large Bills

Personal Checks

Debit Card

Credit Card

Apple Pay

Google Pay

UnionPay

JCB

PayPal

Venmo

In-store

Yes

 

Yes

Yes

Yes

Yes

Yes

  

No

No

Online

No

 

No

Yes

Yes

    

Yes

No

You can use Apple Pay at Petco as well as other mobile wallets that work with contactless payment terminals. The process for using Apple Pay, Google Pay, and other mobile wallets at this pet supply store is the same as it is at other retail stores. You just need to unlock your phone and hold it up to the terminal to pay at the store.

This pet supply store still accepts cash and personal checks as well. You can also use PayPal to shop at its online store but it doesn’t accept PayPal for in-store purchases.

A Petco store's window with an Apple Pay sticker.
Photo: Eric Novinson/This Is Accounting Automation

Using BNPL And Other Alternative Payment Options at Petco

Petco

Klarna

Affirm

Afterpay

Sezzle

Zip

PayPal

Credit

EBT

Store Gift Card

Store Credit Card

In-store

     

No

No

Yes

Yes

Online

Yes

No

No

Yes

Yes

Yes

No

Yes

Yes

You can use Klarna, Sezzle, Zip, and PayPal credit to split your purchase into installments at Petco as well and it’s noteworthy that it offers several buy now, pay later options. Additionally, Petco has a store credit card, the Petco Pay Mastercard, that you can use to finance your purchase. While PetSmart now has its own branded credit card as well, other major pet store chains don’t have their own credit cards so this is noteworthy.

Petco stores also have pop-up Vetco veterinary clinics where you can use another financing option. While you can’t use CareCredit to shop at Petco’s retail stores, you can use it at the pop-up Vetco clinics inside them. You can also do this at some other pet supply stores that have pop-up clinics.

More Things to Know About Petco

This pet store sells live animals as well as pet food and supplies. In addition to tropical fish, hamsters, rabbits, and other common pets, some of its stores sell more exotic animals. Petco stores may sell hedgehogs, chinchillas, snakes, and iguanas if it’s legal to buy them in your state. Additionally, Petco provides services such as grooming, washing, and teeth cleaning for your pets.

Stores Similar to Petco That Accept Apple Pay

The other leading pet store chain, PetSmart, also sells brand-name pet food as well as products like fish tanks and litter boxes. You can also buy live animals, get your pet groomed, or take your pet to an in-store veterinary clinic there.

You can also buy brand-name pet food, toys, and over-the-counter medication at Pet Supplies Plus. Its stores also provide pet grooming and dog washing services and some of them have veterinary clinics as well.

If you’re looking for premium natural and organic pet food, you can visit Pet Food Express. It’s known for being selective about the products it stocks. It also provides services such as dog washing and grooming.

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