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Macy’s Payment Methods

A Macy's department store.

Macy’s operates traditional department stores that sell a very large variety of products such as suits, casual clothing, perfume, furniture, housewares, and holiday decorations. They even have pop-up salons inside that provide personal care services. As you might expect, these stores are also very large and the NYC flagship location is the world’s largest store. You’ll frequently see a Macy’s store as the anchor for an upscale mall in Southern California. Anyway, here are the payment methods you can use at Macy’s.

Does Macy’s Accept Major Credit Cards?

Macy’s accepts Mastercard, American Express, Visa, and Discover cards. It accepts debit and credit cards and it also accepts personal checks.

Macy’s also accepts cash and it accepts $50 and $100 bills as well. Many stores don’t accept large bills so this is noteworthy. This department store sells some products that are very expensive, such as jewelry, and you would need a lot of small bills to pay for them.

Does Macy’s Accept Mobile Payment Methods?

Macy’s accepts Apple Pay, Google Pay, Samsung Pay, and other contactless payment methods for in-store purchases. And like other department stores, if you return a product Macy’s will use the payment option you used for the original purchase to issue the refund.

Macy’s also has an online store and mobile apps and it accepts Apple Pay and PayPal for online orders as well.

Does Macy’s Accept International Payment Methods?

Since Macy’s accepts Discover cards, it’s very likely that it can accept JCB, UnionPay, and RuPay global cards as well. Major department stores frequently accept international credit cards, unlike some other types of retail stores.

Does Macy’s Accept EBT?

Macy’s doesn’t accept EBT. Department stores frequently sell a few food products, including seasonal items during the holidays, so this is a valid question. But stores also have to satisfy other program criteria to accept EBT and while supermarkets usually meet these requirements, department stores usually do not.

Does Macy’s Accept Buy Now, Pay Later?

Macy’s accepts Klarna, Sezzle, Zip, and PayPal credit. It doesn’t officially accept Affirm or Afterpay but you may still be able to use them there. BNPL apps are frequently used to buy clothing and department stores often accept payments from multiple BNPL apps.

Does Macy’s Have Its Own Payment Methods?

Macy’s sells branded gift cards, including plastic cards and e-gift cards. It also issues two types of store credit cards. The basic credit card only works at Macy’s stores, but Macy’s also has an American Express credit card that you can use at any store that accepts AMEX. Its partner bank is Citibank.

There are also a few other stores that also have in-store and universal versions of their credit cards, so if you’re wondering how to tell the difference between them look for a payment network logo (such as American Express) on the front of the card.

What’s Another Useful Fact About Macy’s?

Macy’s is also well known for its Thanksgiving Day parade in New York City. This annual event has been held for nearly 100 years and watching the parade has become an American tradition.

What Are Macy’s Alternatives That Accept Apple Pay?

JCPenney is another major department store chain that sells clothing, household goods, furniture, and many other products. Its stores are frequently the anchors for Southern California malls as well.

Nordstrom is a high-end department store that carries a large selection of luxury products. It also has Nordstrom Rack outlet stores for shoppers with smaller budgets.

Kohl’s also operates traditional department stores. While other department stores operate their own beauty products sections, some Kohl’s stores have pop-up Sephora stores inside them instead.

Talbots is a high-end department store that sells women’s clothing and has bright red doors on its stores. It’s primarily a women’s clothing store.

T.J. Maxx is a discount department store that sells fashionable off-price merchandise. It has lower prices than Macy’s but may carry different products.

Ross is another major discount department store chain. It’s known for its treasure hunt experience because its merchandise is constantly changing and you might find an unexpected bargain there.

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