Ralphs doesn’t just sell groceries, it also provides financial services. Like the other Kroger grocery stores, it’s also a place where you can cash a check or pay your utility bills. Since it’s still primarily a grocery store, it also has separate service counters at the front of its stores where you can use these services without slowing down other shoppers who are there to buy food. Here are the financial services that are available at Ralphs.
Does Ralphs Cash Checks?
You can cash checks at the service counter of a Ralphs store. It typically costs around $4 to use the check-cashing service, although the exact fee may vary. You should also bring identification documents along with you such as your Ralphs loyalty card, your driver’s license, and a payroll stub if you’re cashing a payroll check. Kroger stores can cash checks worth up to $5,000 so you may be able to cash a large check at this grocery store.
Does Ralphs Sell Money Orders?
Ralphs also sells money orders at its store service counters. Again, it supports larger transactions than some other grocery stores and drugstores and you can buy a money order that’s worth up to $1,000 there. Expect to pay a fee of around $1 to purchase your money order. You can also cash money orders at the Ralphs service counter. Like Albertsons, Vallarta, and Walmart, Ralphs has a partnership with Western Union.
Can You Send or Receive Money at Ralphs?
You can also send and receive money transfers at Ralphs and you can send remittances there as well. This supermarket also has a partnership with Ria, a money transfer and remittance service that can deliver money to international destinations. Western Union provides domestic and international money transfers as well. Again, these services are typically available at the service counter and you should bring your ID if you plan to use them. You should also bring your store loyalty card with you.
Can You Reload Prepaid Cards at Ralphs?
You can reload prepaid cards at Ralphs. Like Walmart, it has a partnership with Green Dot and it also supports other debit card networks. The fee for reloading a prepaid card at this supermarket may depend on the network. Ralphs also has its own reloadable prepaid card that you can reload for free at its supermarkets like several other grocery stores. Again, this service is available at the supermarket’s service counter. You can reload prepaid cards at many stores, including dollar stores like Dollar Tree and Family Dollar as well as traditional supermarkets like Ralphs.
Can You Pay Your Utility Bills at Ralphs?
You can also pay utility bills such as gas bills and electricity bills at the Ralphs service counter. This supermarket gives you several payment options for this service so you can also use checks and debit cards to pay your utility bill there. Some bill payment services only allow you to use cash, so this is noteworthy. You should bring a copy of your bill with you if you plan to use this bill payment service. You can also pay your credit card bills and rent bills at this grocery store. Again, other supermarkets like Stater Bros and Albertsons offer this service as well.
What Are Ralphs Alternatives That Provide Financial Services?
Vons also has customer-service desks in the front section of its stores that provide several financial services. It also has partnerships with several financial service providers including Western Union.
Vallarta is another supermarket that provides financial services and these services are available at booths near the front of its stores. It has partnerships with Western Union and MoneyGram as well.
Albertsons is another supermarket that provides several financial services and has partnerships with several service providers. It’s a sister company of Vons so there are Albertsons stores in some cities near me and Vons stores in other nearby cities.
Conclusion
Ralphs could be a very useful place to visit if you don’t have a bank account or are far from a traditional bank branch. It provides all of the most commonly used financial services that are available at supermarkets. Several of its competitors offer these services as well, but it is noteworthy that Ralphs and the other Kroger stores have partnerships with multiple financial service providers so you can pick the service you prefer. You should also know that you can get a discount on Ralphs’ financial service fees by bringing your store loyalty card along with you.