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Ace Hardware Payment Methods

An Ace Hardware store.

You can buy a wide variety of tools and construction supplies at Ace Hardware stores. Depending on your location, these stores may also sell merchandise such as animal feed, farming and ranching supplies, and groceries. Here are the payment methods you can use at Ace Hardware.

Support for Frequently Used Payment Options at Ace Hardware

Ace Hardware

Cash

Large Bills

Personal Checks

Debit Card

Credit Card

Apple Pay

Google Pay

UnionPay

JCB

PayPal

Venmo

In-store

Yes

Yes

 

Yes

Yes

Yes

Yes

  

No

No

Online

No

No

 

Yes

Yes

    

Yes

No

This hardware store chain is an association so payment acceptance policies may vary depending on the store you visit. In general, though, the Ace Hardware stores in my area have payment terminals that support tap-to-pay and you can use mobile wallets like Apple Pay and Google Pay for in-store purchases. You can also use other frequently used payment options such as cash and credit cards there. Additionally, you can use PayPal to shop there if you’re visiting the online store.

More Ways to Pay for Your Ace Hardware Purchase

Ace Hardware

Klarna

Affirm

Afterpay

Sezzle

Zip

PayPal

Credit

EBT

Store Gift Card

Store Credit Card

In-store

     

No

Yes*

Yes

No

Online

Yes

No

Yes

Yes

Yes

Yes

No

Yes

No

You can use several alternative payment options at Ace Hardware stores, including the BNPL apps Klarna, Afterpay, Sezzle, and Zip. If you’re shopping online you can also use PayPal’s Pay in 4 financing option there. It’s noteworthy that Ace Hardware supports several buy now, pay later apps.

Additionally, there are a few Ace Hardware stores that accept EBT as well. This payment option isn’t available at most locations, but a few Ace Hardware stores in rural areas sell groceries as well as construction supplies. These stores also sell seeds, plants, and other products that you can buy with EBT. It’s also possible for an Ace Hardware store to be set up as a pop-up store inside a rural grocery store. The same rules apply to other independently operated hardware stores such as Do-it Centers.

More Facts to Know About Shopping at Ace Hardware

The stores in the Ace Hardware chain are independently operated and they’re often named after their individual owners. Store owners can decide which hardware store association to join and it’s possible for an Ace Hardware store to switch to the Do-it Center network or vice versa. While these stores primarily carry similar products such as tools, concrete, lumber, and other building materials, they may also stock other items depending on what their owners decide to sell.

A store owner might decide to sell a few bottles of hot sauce, for example, or stock a full selection of groceries that you’d see at a traditional grocery store. The section of the store that sells hardware may also be separate from the grocery store section while both stores share the same address. Ace Hardware stores may also sell animal feed, plants, or other products, especially in rural areas.

Other Hardware Stores Where You Can Use Apple Pay

Another association of independent hardware stores, Do-it Center’s stores may also stock different merchandise depending on their locations.

If you want to buy private-label tools for low prices, Harbor Freight operates large, big-box stores that sell a variety of tools and equipment.

A specialized hardware store, Batteries Plus doesn’t stock as many items as a big-box hardware store. If you just need to buy batteries or light bulbs, though, this store can help you with that.

The premium paint manufacturer Sherwin-Williams also operates retail stores that sell paint and related tools. Its paint may also be available at Ace Hardware stores.

You can also buy car batteries and auto repair tools at NAPA Auto Parts stores. Its stores are also independently operated and their merchandise may vary by store.

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