If you need a new stove, plants for your garden, or tools to work on a DIY project, you can find them at this home improvement store. It’s a big-box warehouse store that stocks lots of merchandise. Anyway, here are your payment options at Lowe’s.
Using Popular Payment Options at Lowe’s
Lowe’s | Cash | Large Bills | Personal Checks | Debit Card | Credit Card | Apple Pay | Google Pay | UnionPay | JCB | PayPal | Venmo |
In-store | Yes | Yes | Yes | Yes | Yes | Yes | Yes | No | No | ||
Online | No | No | No | Yes | Yes | Yes | Yes | No |
You can now use Apple Pay, Google Pay, and other mobile wallets to shop in-store at Lowe’s. In December 2023, its stores began allowing you to pay with contactless payments. You can also use Apple Pay and PayPal to shop online at Lowe’s. Additionally, this home and garden store accepts cash, including large bills, and checks for in-store purchases.
While this home improvement store was late to add in-store support for Apple Pay, a few of its competitors such as Home Depot and Walmart still don’t accept Apple Pay in 2024. It’s not clear why some hardware and home improvement stores don’t support tap-to-pay but they may not want to pay additional transaction fees to mobile wallet providers. Home improvement stores sell some products that cost thousands of dollars and the mobile wallet app’s fee for these purchases would be noticeable.
Even More Ways to Pay for Your Purchase at Lowe’s
Lowe’s | Klarna | Affirm | Afterpay | Sezzle | Zip | PayPal Credit | EBT | Store Gift Card | Store Credit Card |
In-store | No | No | Yes | Yes | |||||
Online | Yes | Yes | No | Yes | Yes | Yes | No | Yes | Yes |
This home improvement store gives you several additional payment options as well. You can use the buy now, pay later apps Klarna, Affirm, Sezzle, and Zip there and you can also use PayPal credit there. Additionally, Lowe’s also has a rewards credit card that’s issued by its partner bank Synchrony. This bank also provides the branded credit cards for many other retail stores.
While there’s a grocery store named Lowe’s on the East Coast, some shoppers might also want to know if the home improvement store Lowe’s accepts EBT because it sells edible plants and seeds. You can buy plants and seeds with EBT at a store that also sells groceries such as Walmart.
But Lowe’s doesn’t sell enough groceries to satisfy the program requirements so it doesn’t accept EBT. There are a few Ace Hardware and Do-it Center stores, usually in rural locations, that stock enough groceries to accept this form of payment as well.
More Things to Know About This Home Improvement Store
This store primarily serves as a supply hub for DIY home-improvement projects but contractors often buy supplies and tools there as well. It sells everything you’d need to redesign a room inside your house including lamps and furniture as well as household appliances. You can also buy grills, ornamental plants, and other products for your garden or patio there. Lowe’s sells many expensive products so it’s likely that you’ll have to finance a large purchase there. It has additional financing options available for contractors.
More Hardware and Home Improvement Stores That Accept Apple Pay
You can also buy tools, lumber, and other construction supplies at Ace Hardware. It’s a cooperative and some of its stores sell farming supplies and other specialty products in addition to the merchandise you’d expect to see at a hardware store.
Another association of independently operated hardware stores, Do-it Center store owners can also decide what merchandise to stock and their inventory varies by location.
If you’d like to buy private-label tools and supplies for low prices, Harbor Freight sells saws, flashlights, batteries, and many other products. It has stores throughout Southern California.
A specialized hardware store that sells batteries and light bulbs, Batteries Plus stocks batteries for boats and trucks as well as cars. It also sells mobile device batteries and provides repair services.